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At 74 He Can Roll His Three IRAs Into His Employer’s 401(k). As Long as He Still Clocks In, the IRS Can’t Ask Him for a Dollar From Any of Them

1 source ·1 article ·1h ago

Still drawing a paycheck past 73 unlocks a little-known IRS exception that can legally shelter your entire IRA balance from mandatory withdrawals, but one sequencing mistake turns the shelter into an expensive tax trap.

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