He Kept Working at 74 and Skipped the RMD on His 401(k), Which the Law Allows. He Also Owned 6% of the Company, Which the Law Doesn’t

He Kept Working at 74 and Skipped the RMD on His 401(k), Which the Law Allows. He Also Owned 6% of the Company, Which the Law Doesn’t →

Working past 73 and skipping required minimum distributions is perfectly legal for certain employees, but a single ownership threshold hidden inside family attribution rules can collapse that strategy without anyone realizing it until years…