Open Lending Corp

LPRO Nasdaq SEC CIK 1806201
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Financials

Reported figures only · latest: Q1 2026 USD · US GAAP
Revenue, last quarter $20.5M −16% vs same quarter last year
Net income −$460K −174.6% vs same quarter last year
EPS, diluted $0.00 −100% vs same quarter last year
Operating cash flow −$764K +80.1% vs same quarter last year
Revenue by quarter
$26.7M
$23.5M
−$56.9M
$24.4M
$25.3M
$24.2M
$19.3M
$20.5M
Q2 24 Q3 24 Q4 24 Q1 25 Q2 25 Q3 25 Q4 25 Q1 26

Source: SEC XBRL filings · latest filing

The long view

Fiscal years as reported · SEC XBRL filings, US GAAP
Revenue and net income9 fiscal years
  • Revenue
  • Net income
−$200M−$100M$0$100M$200M$300MFY17FY18FY19FY20FY21FY22FY23FY24FY25
Show the numbers
YearRevenueNet income
FY25$93.2M−$4.2M
FY24$24M−$135M
FY23$117.5M$22.1M
FY22$179.6M$66.6M
FY21$215.7M$146.1M
FY20$108.9M−$97.6M
FY19$92.8M$62.5M
FY18$52.2M$28.3M
FY17--
MarginsShare of revenue
  • Gross margin
  • Operating margin
  • Net margin
−600%−400%−200%0%200%FY17FY18FY19FY20FY21FY22FY23FY24FY25
Show the numbers
YearGross marginOperating marginNet margin
FY2576.9%−5.4%−4.5%
FY240.7%−272.1%−562%
FY2381%24.8%18.8%
FY2288.9%54.4%37.1%
FY2191.4%69.7%67.7%
FY2091%52.1%−89.6%
FY1991.6%67.4%67.4%
FY1891.2%54.6%54.2%
FY17---
Free cash flowOperating cash flow minus capital expenditure
−$50M$0$50M$100M$150MFY17FY18FY19FY20FY21FY22FY23FY24FY25
Show the numbers
YearFree cash flow
FY25−$3.3M
FY24$17.4M
FY23$82.5M
FY22$107.2M
FY21$95M
FY20$23.4M
FY19$41.7M
FY18$28.5M
FY17-
Returned to shareholdersDividends paid and shares bought back
  • Dividends
  • Buybacks
$0$50M$100M$150M$200MFY17FY18FY19FY20FY21FY22FY23FY24FY25
Show the numbers
YearDividendsBuybacks
FY25-$4.9M
FY24-$0
FY23-$37.3M
FY22$0$18M
FY21$0$20M
FY20$135.6M$37.5M
FY19$42.4M$0
FY18$18.9M$0
FY17--
Net margin vs the sectorMedian of Financials companies filing with the SEC
  • Open Lending
  • Financials median
−600%−400%−200%0%200%FY17FY18FY19FY20FY21FY22FY23FY24FY25
Show the numbers
YearOpen LendingFinancials median
FY25−4.5%12.1%
FY24−562%13.6%
FY2318.8%8.7%
FY2237.1%9.9%
FY2167.7%16.9%
FY20−89.6%10.2%
FY1967.4%12.5%
FY1854.2%15.3%
FY17-8.7%

News

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