Bank of the James Financial Group Inc.

BOTJ Nasdaq SEC CIK 1275101
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Financials

Reported figures only · latest: Q2 2026 USD · US GAAP
Revenue, last quarter $1.1M +17.8% vs same quarter last year
Net income $3.2M +19.8% vs same quarter last year
EPS, diluted $0.71 +18.3% vs same quarter last year
Operating cash flow $632K −82.7% vs same quarter last year
Revenue by quarter
$991K
$1.1M
$981K
$975K
$1M
$1.3M
$994K
$1.1M
Q3 24 Q4 24 Q1 25 Q2 25 Q3 25 Q4 25 Q1 26 Q2 26

Source: SEC XBRL filings · latest filing

The long view

Fiscal years as reported · SEC XBRL filings, US GAAP
Revenue and net income15 fiscal years
  • Revenue
  • Net income
$0$2.5M$5M$7.5M$10MFY11FY13FY15FY17FY19FY21FY23FY25
Show the numbers
YearRevenueNet income
FY25$4.3M$9M
FY24$4M$7.9M
FY23$3.9M$8.7M
FY22$3.6M$9M
FY21$2.5M$7.6M
FY20$2M$5M
FY19$1.8M$5.6M
FY18$1.9M$5.3M
FY17$1.8M$2.9M
FY16-$3.3M
FY15-$3.7M
FY14-$3.4M
FY13-$3.1M
FY12-$2.1M
FY11-$600K
MarginsShare of revenue
0%100%200%300%400%FY11FY13FY15FY17FY19FY21FY23FY25
Show the numbers
YearNet margin
FY25211.1%
FY24198.5%
FY23223.1%
FY22249.5%
FY21304%
FY20245%
FY19314%
FY18283.4%
FY17166.1%
FY16-
FY15-
FY14-
FY13-
FY12-
FY11-
Free cash flowOperating cash flow minus capital expenditure
$0$5M$10M$15MFY11FY13FY15FY17FY19FY21FY23FY25
Show the numbers
YearFree cash flow
FY25$10.5M
FY24$6M
FY23$7.9M
FY22$8.1M
FY21$13.4M
FY20$3.4M
FY19$1.2M
FY18$6.3M
FY17$4.8M
FY16$1.1M
FY15$1.8M
FY14$4.3M
FY13$4M
FY12$4.6M
FY11$6.4M
Returned to shareholdersDividends paid and shares bought back
  • Dividends
  • Buybacks
$0$1M$2M$3MFY11FY13FY15FY17FY19FY21FY23FY25
Show the numbers
YearDividendsBuybacks
FY25$1.8M-
FY24$1.8M-
FY23$1.5M$997K
FY22$1.4M$1.4M
FY21$1.3M$427K
FY20$1.2M$275K
FY19$1.2M$315K
FY18$1.1M-
FY17$1.1M-
FY16$1.1M-
FY15$803K-
FY14$506K-
FY13--
FY12--
FY11--
Net margin vs the sectorMedian of Financials companies filing with the SEC
  • Bank of the James Financial
  • Financials median
0%100%200%300%400%FY11FY13FY15FY17FY19FY21FY23FY25
Show the numbers
YearBank of the James FinancialFinancials median
FY25211.1%19.8%
FY24198.5%19.9%
FY23223.1%17.5%
FY22249.5%22%
FY21304%21.5%
FY20245%9.9%
FY19314%13.7%
FY18283.4%16.4%
FY17166.1%13.2%
FY16-10.9%
FY15-12.8%
FY14-8.6%
FY13-11.2%
FY12-5.2%
FY11-5.6%

News

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